What to Do If a Tree Falls on Your Property?

October 14, 2025

A fallen tree on your property can be alarming, whether it’s caused by a storm, strong winds, or decay. Beyond the immediate shock, fallen trees can cause structural damage, block access, and pose safety hazards to you and your family. Knowing how to respond quickly and effectively is essential to minimize risk and prevent further damage. Acting without a clear plan can lead to injuries or costly mistakes. From assessing safety to contacting professionals, handling a fallen tree requires careful consideration. Here’s a detailed guide to help homeowners in Wisconsin manage this unexpected situation responsibly.

1. Ensure Safety First

Before doing anything, make sure everyone is at a safe distance from the tree. Fallen trees can bring down power lines or cause hidden structural hazards. If the tree has fallen on your home or near electrical lines, avoid touching it and call emergency services immediately. Personal safety should always be your top priority, even before thinking about cleanup or removal.

2. Assess the Damage

Once the area is safe, evaluate the extent of the damage. Check your home, vehicles, and any other structures for visible harm. Take photos for insurance purposes—these images can be critical when filing claims. If there are minor damages like broken branches in the yard, you might handle some cleanup yourself, but large trees or structural impacts usually require professional intervention.

3. Contact Your Insurance Provider

Notify your homeowner’s insurance company promptly. Provide detailed information about the incident, including photos and any immediate risks. Insurance policies often cover fallen trees, but coverage may depend on whether the tree was healthy or diseased, and whether it fell due to natural events or negligence. Clear communication with your insurance adjuster can speed up the claims process and ensure you receive proper compensation.

4. Hire a Professional Tree Service

Removing a fallen tree can be dangerous, especially if it’s large, unstable, or entangled with structures. Licensed tree service professionals have the expertise, equipment, and safety protocols to handle removal efficiently. They can also assess whether surrounding trees are at risk and provide preventive care to protect your property in the future. Attempting to remove a tree yourself without experience can lead to serious injuries or additional property damage.

5. Clean Up and Prevent Future Incidents

After removal, clear debris carefully and inspect your property for damage to landscaping, fences, or structures. Consider proactive steps to reduce the risk of future tree falls, such as regular inspections, pruning, or removing weakened trees. Maintaining the health of your trees is essential for long-term safety.

Trust the Experts atMichlig Tree Service

If a tree falls on your property, swift action and professional assistance are key. With over 15 years of experience, Michlig Tree Service is dedicated to helping homeowners in Boulder Junction and Manitowish Waters, Wisconsin safely remove fallen trees and restore their property. Our licensed experts provide thorough assessments, safe tree removal, and preventive maintenance to protect your home and landscape. When unexpected situations arise, rely on our trusted team to handle the work efficiently, ensuring peace of mind and safety for your family.